Life Assurance
Sublime financial services has proudly partnered with Executive Wealth Management (FSP:45926) to offer clients a variety of comprehensive benefits that covers a full range of possible life changing events from death, disability, severe illness, loss of income and much more.
Life cover
A lump sum payout to protect your family’s financial security in the event of your death leaving a legacy behind.
When choosing your level of cover you should consider any outstanding debt and liabilities that you would have to settle along with the cost of modifications or lifestyle changes that would be required as a result of a severe illness or disability. Below is an explanation of the various cover options that we offer.
Severe illness
A lump sum payout to protect against the financial impact of a severe illness such as cancer, stroke, heart attack, etc. Choose between various cover options offering you the most
Lump sum disability
Provides a payout should you become functionally or occupationally unable to earn an income through a disability.
Income protection
This provides you with regular income due to a disability or severe illness that is either permanent or temporary.
Education protection
Covers your children’s education cost should you or your spouse experience death, disability or a dread disease ensuring the continued education of your children when you are not able to do so yourself.
Funeral cover
Pays out a lump sum amount on the death of an insured life.
Retrenchment cover
This benefit activates in event of the insured losing their job through retrenchment and can cover a portion of the insureds salary for up to 6 months after retrenchment.
Waiver Benefits
Ensures that your life policy premiums continues to get paid after you’ve experienced a severe illness or disability making sure that you have cover in place when its most needed.
Business insurance
– as a business owner you have worked hard to build a sustainable business. In the event of death, disability or severe illness ensure that you are comprehensively covered through our range of business insurance products.