Whats covered

Damage to the physical structure of your home and its outbuildings are claimable under this section.
The insurer will indemnify your private home sector, garages, walls, gates, fences, fixtures and fittings at your home for repair or replacement. In order to qualify for this category of cover such loss or damage must have arisen out of break-in/theft, fire, lightning , power surge, explosions, external impact to your home, malicious damage, storms, floods and/or earthquakes. Optional cover allows for subsidence of land (upheaval of land on which the insured’s building is situated or landslides).

It is important to note that this cover type is compulsory for property’s which are bought on bond.