In simple terms

This section provides cover for items that are stolen from or damaged within your home.
The insurer will indemnify you for loss or damage to household goods such as movable furniture, appliances, clothing and personal possessions belonging to you and household members. In order to enjoy cover, the loss or damage must have resulted from break-in/theft, fire, lightning and power surge, explosions, impact to the home, malicious damage, storms and floods and/or earthquakes. Liability cover is also provided under this section.

There are also a range of awesome benefits which are built into your home cover and provides access to plumbers, locksmiths, glaziers, electricians and many other professionals should you so require these services. This cover type also allows the insured the flexibility to specifically insure items such as cell-phones, tablets, laptop and other portable items which are used away from home for an added premium. More exquisite items such as jewelry can also be insured.