Truck and GIT: We provide comprehensive insurance solutions for transporters of all sizes and we understand that your business operates in an environment which is ever-changing and exposed to multiple risks which is why we pride ourselves in piecing together the best cover for your business thru our network of market leading insurers.
From fleet cover, including truck and trailer to goods in transit and carriers liability, we’ve got you covered across the borders!

Fleet vehicles:
We’ll cover your vehicles, including motorcycles and trailers and its accessories against loss or damage following an insurable incident. In addition, if your vehicle has been damaged to such an extent that it’s considered to be non-drivable we include towing and recovery benefits to assist you when you need it the most. We also provide vehicle hire to ensure that the wheels of your business keep on moving should your vehicle be decommissioned following a claim.

Motor trader: internal and external
Motor traders internal provides cover against accidental damage to a customer’s vehicle while you or an employee drives it on your business premises. This cover is perfect for instances where one of your employees need to drive your customer’s vehicle from the parking bay to the wash bay or when a mechanic moves the vehicle from the workshop to the parking lot.
Motor traders external covers loss or damage to a vehicle where the incident happens away from the business premises. Whether you need cover for when your technician takes your customer’s vehicle for a test drive or for when a vehicle is being driven to a customer for delivery, motor traders external cover provides the perfect solution.

Liability cover:
Whether it’s broad form liability cover you’re looking for, employer liability or public liability, we are happy to put together a comprehensive liability solution to protect what’s important to you.

Employer liability:
Employer liability cover refers to damages that you would be legally liable to pay upon the death, bodily injury or illness of any person employed by you. The damages should have occurred in the course of the person’s employment and on or after the retroactive date in your schedule and where the claim was made against you in writing during the period of insurance.

Public liability:
This refers to damages which you are legally liable to pay after an incident which occurred in the course of or in connection with your business. For example, if your customers fell ill due to food not being cooked properly or if a customer slips and falls on the floor at your premises, public liability will protect you against these unforeseen accidental incidents. Whether you need cover for accidental death, bodily injury, illness or cover for accidental loss or damage, public liability protects you when you need it most.

Commercial property
We provide comprehensive buildings cover via our network of insurers which covers against fire, flooding, natural disasters, theft and other related perils. From workshops to office blocks, we provide insurance solutions specific to your needs.

Office content and business interruption cover

This section is specific to items kept inside your office which is used in the day to day functionality of your office, directly or indirectly. Items such as movable furniture including office desk and chairs, couches and equipment, appliances and television sets. Cover is provided for theft, fires, storms and natural disasters among other perils.

Should you be unable to operate in your full capacity at your place of work following a claimable event, cover can also be provided to assist with insuring turnover lost for the period in which your working environment has been interrupted.

All-risk business cover
This section provides cover for movable equipment such as laptop and projectors, industrial tools and equipment, specialist tools and related items. The insured receives broad form cover which provides easy, flexible cover against a wide range of perils.